![]() given to them by the insurance company to order you a replacement aftermarket bumper and you'll just have to covering the overage.Īs for the spare tire. I would instruct your friend to use what ever credits. They will just need to submit supplementals when they tear your rear bumper skin off and your rear hatch. ![]() Your insurance will give your friends body shop a credit to replace your factory bumper and what ever need to be replace behind it. I can help alittle bit because I've dealt with this situation. They're not going to give you more money because you want something more expensive. I'd be 99% certain they will only cover the cost for an oem replacement bumper though. Not sure on the spare tire, but figure that would be an insurance claim. I know there's a lot there but Any help would be greatly appreciated as always! Thank you very much! ![]() Is this something to file with the police or my insurance? I was taken in an ambulance so I'm not sure what happened between me leaving and them towing it. I had plans on an aftermarket bumper in the future however I'm looking to do the whole thing now.īeing after-market bumpers are significantly more expensive, would insurance cover the cost of a new bumper? I'm looking at a hefty fabworks - $2200 or would they give me the cost of what it would be if it was a OEM bumper going on?Īs well, my spare tire is now missing somewhere between the accident and being towed. And my lawyer wasn't sure how to answer my question. I hired a lawyer the next day to help through the whole process and with that the insurance company told me they can't speak to me directly anymore. Vehicle was taken to a friends auto body shop and they are waiting for my insurance to make some movement and get an adjuster there. Outside of a separated shoulder, concussion, neck & back and chipped teeth I was okay for the most part and lucky as it could have been much worse. I unfortunately was rear-ended by a dump truck while stopped at a red light on 11/12 after leaving the dealership for a oil change.
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